Agape Home Healthcare
  • Home
  • About
    • Agape Home Healthcare
    • Agape Hospice Care
    • Testimonials
    • Awards Received
  • Contact
  • For Clients
    • Why Agape
    • Services >
      • Home Health
      • Long Term Care >
        • Community Attendant Services (CAS)
        • Community Based Alternatives (CBA)
        • Community Living Assistance and Support Services (CLASS)
        • Deaf Blind with Multiple Disabilities (DB-MD)
        • Family Care (FC)
        • Medically Dependent Children Program (MDCP)
        • Personal Care Services (PCS)
        • Primary Home Care (PHC)
        • Community Directed Services (CDS)
      • Pediatric Care >
        • Community Living Assistance Services (CLASS)
        • Deaf Blind with Multiple Disabilities (DB-MD)
        • Medically Dependent Children Program (MDCP)
        • Personal Care Services (PCS)
      • Hospice
      • Private Pay
    • Service Areas
    • How to Pay
    • Resources
    • Recommended Services
  • Employment
    • Employee Forms
    • Insurance
    • Send Us Your Resume
    • Registered Nurse
    • Licensed Vocational Nurse
    • Physical Therapist
    • Speech Therapist
    • Occupational Therapist
    • Medical Social Worker
    • Home Health Aide
    • Home Health Medical Biller
    • Attendant
  • Articles

What is private pay home care?

4/8/2014

0 Comments

 
woman inquiring about private pay in home care options
You may have heard someone mention private pay home care. With so many options available in the home care industry, it can be very confusing for the general public to sort out what services are right for their needs. At Agape Home Healthcare we hear from clients every day who are confused about their home care. Let's talk about private pay.

"I don't pay out of pocket for the home care services I currently receive."

Many of our clients receive services they are qualified for through state funded programs without cost to the client. These programs may have limits or restrictions. Sometimes an individual may need services that they are not qualified for through these state funded programs. Through our private pay option any client can receive the services they need which they may not have otherwise qualified for by paying for these services out of pocket.

"My parent has a long term care insurance plan."

Some of our clients who do not qualify for services through state funded programs may receive services through our private pay program. Depending on the insurance policy, long term care and other services may be covered. Not all health insurance plans cover long term care or home health.

"Does my health insurance plan cover home health services?"

If you are unsure if your health insurance covers the services provided by home health and long term care, please give us a call at 972-681-8420.

Insurance plans often have restrictions and limits. If your insurance does not cover the services you need, or discontinues payment for services sooner than you are ready for or expect, you are generally left to pay the difference "out-of-pocket." Private Pay, also referred to as "out-of-pocket payments", helps to cover the difference in situations such as this.

Outside help paying for in-home care services is limited and usually covers only short-term home health care needs. Paying privately for home healthcare services is often a necessary option for individuals who want to remain living independently in their homes. Since Medicaid and Medicare typically do not pay for Long-Term Care, the burden of payment becomes that of the individual or their extended family. Individuals using insurance, such as Long-Term Care Insurance, are considered ‘private pay’ since they are not being covered by a government program.

For more information contact our office at 972-681-8420.
0 Comments

Your comment will be posted after it is approved.


Leave a Reply.

    RSS Feed

    Categories

    All
    Alzheimers
    Arthritis
    Christmas
    Dehydration
    Dementia
    Events
    Exercise
    Faith
    Falls
    Flu
    Heart Attack
    Heart Disease
    Helpful Resources
    Home Health
    Hope
    Insurance
    Love
    Love Never Fails
    Medicaid
    Medicare
    Nutrition
    Pain
    Private Pay
    Raise Awareness
    Sleep And Rest
    Stroke
    Transportation
    Weakness
    Wound Care

Find our Office

Sign up for our Newsletter


Home Health

Phone: 972-681-2247
Fax: 972-681-3049

Long Term Care

Phone: 972-681-8420
Fax: 972-681-8425

Hospice Care

Phone: 972-279-1000
Fax: 972-279-1014

© 2004- Agape Group, Inc. - All Rights Reserved
Non-discrimination Notice