You may have heard someone mention private pay home care. With so many options available in the home care industry, it can be very confusing for the general public to sort out what services are right for their needs. At Agape Home Healthcare we hear from clients every day who are confused about their home care. Let's talk about private pay.
"I don't pay out of pocket for the home care services I currently receive."
Many of our clients receive services they are qualified for through state funded programs without cost to the client. These programs may have limits or restrictions. Sometimes an individual may need services that they are not qualified for through these state funded programs. Through our private pay option any client can receive the services they need which they may not have otherwise qualified for by paying for these services out of pocket.
"My parent has a long term care insurance plan."
Some of our clients who do not qualify for services through state funded programs may receive services through our private pay program. Depending on the insurance policy, long term care and other services may be covered. Not all health insurance plans cover long term care or home health.
"Does my health insurance plan cover home health services?"
If you are unsure if your health insurance covers the services provided by home health and long term care, please give us a call at 972-681-8420.
Insurance plans often have restrictions and limits. If your insurance does not cover the services you need, or discontinues payment for services sooner than you are ready for or expect, you are generally left to pay the difference "out-of-pocket." Private Pay, also referred to as "out-of-pocket payments", helps to cover the difference in situations such as this.
Outside help paying for in-home care services is limited and usually covers only short-term home health care needs. Paying privately for home healthcare services is often a necessary option for individuals who want to remain living independently in their homes. Since Medicaid and Medicare typically do not pay for Long-Term Care, the burden of payment becomes that of the individual or their extended family. Individuals using insurance, such as Long-Term Care Insurance, are considered ‘private pay’ since they are not being covered by a government program.
For more information contact our office at 972-681-8420.
Insurance plans often have restrictions and limits. If your insurance does not cover the services you need, or discontinues payment for services sooner than you are ready for or expect, you are generally left to pay the difference "out-of-pocket." Private Pay, also referred to as "out-of-pocket payments", helps to cover the difference in situations such as this.
Outside help paying for in-home care services is limited and usually covers only short-term home health care needs. Paying privately for home healthcare services is often a necessary option for individuals who want to remain living independently in their homes. Since Medicaid and Medicare typically do not pay for Long-Term Care, the burden of payment becomes that of the individual or their extended family. Individuals using insurance, such as Long-Term Care Insurance, are considered ‘private pay’ since they are not being covered by a government program.
For more information contact our office at 972-681-8420.
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